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Many people think it is wrong or immoral to not pay your debts. That is true, but it is also false. If you borrow real earned money from a friend or someone you know, that's one thing, but when you borrow money from a bank, mortgage company or some other financial institution, you are not actually "borrowing". The money never existed before you signed; it sprang into existence at the moment of signing. Thus, you are the funder of the loan, not the borrower. All loans are giant frauds and scams, and all debt is pre-paid. This knowledge is the basis of setting yourself free economically. Report. $10.00 (Order# 9238)