Here it is - straight from the horse’s mouth, the official guide to money creation written by and for the banks. In this book you will find frank admissions that banks “do not really make loans out of the money they receive as deposits” but instead “accept promissory notes (loans) in exchange for credits (money)”. They invent money out of thin air! This means there is no lawful contract, since there is no consideration on the bank’s part, i.e. they bring nothing to the table, have nothing to lose and are exchanging nothing - whereas you bring your promise of labor to the table! Banks control the amount of loans and therefore the money supply - which means inflation, the hidden tax, makes your dollars worth less and less each day. Since the Fed came into being, there’s been a 96% devaluation of the dollar. Defaults and foreclosures are a necessary part of this crazy system. Educate yourself about the biggest scam of all time - use this book as proof of bank fraud and lack of lawful contract. 50-pages. $14.95 (Order# 8846)